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Buying In Pacifico, Playas Del Coco: What To Know

February 19, 2026

Buying In Pacifico, Playas Del Coco: What To Know

If you picture mornings by the pool, quick trips to the Beach Club, and a short ride from the airport to your front door, Pacifico in Playas del Coco may be your match. You want easy, resort-style living with strong amenities and lock-and-leave confidence. In this guide, you will learn the home types inside Pacifico, what ownership includes, the real costs to expect, and how Pacifico compares to nearby gated communities. Let’s dive in.

Why Pacifico stands out

Town location and access

Pacifico sits inside Playas del Coco, so you are close to dining, shops, and the bay. The drive to Liberia International Airport (LIR) commonly ranges from about 25 to 40 minutes, depending on your exact route and time of day. If time-to-airport is a top priority for you, confirm the route and transfer time for the specific residence or lot you are considering. You can review typical distances and routes using sources such as the reported drive times between LIR and Coco in public references like this distance overview.

Amenity set and memberships

Owners at Pacifico highlight the semi-private Beach Club with oceanfront pools, cabanas, and a restaurant as a key benefit. According to the community, ownership confers a premier membership to the Beach Club for owners. The on-site NIMBU Boat Club is presented as a separate, optional membership with its own structure and fees. You can explore the full amenity list, including multiple community pools, a sports complex, fitness options, hiking trails, and the Beach Club details, on the official Pacifico amenities page.

Community scale and ongoing build-out

Pacifico is a large, master-planned, gated residential resort community of roughly 175 acres with condominiums, townhomes, single-family homes, and estate lots. Published unit counts vary by source, which often reflects phased releases and updates as new products complete. For a precise accounting of units or lots, request the latest inventory directly from the seller, developer, or community management. Recent years have brought higher-end product lines and amenity upgrades, including Na Umi seaside condominiums, Bosque Tropic Village homes, and Mira estate lots, as outlined in the community’s recent project announcements.

Home types and who they fit

Lifestyle poolside condominiums

Lifestyle buildings place you close to pools and the village core for a convenient, resort feel. Units typically run from one to three bedrooms and are often promoted as turnkey or rental-ready. Market examples show asking prices from the low to mid 200s for smaller condos up to the mid 400s to mid 600s depending on size, level, and finishes. If rental income is part of your plan, ask about short-term rental rules and permitted platforms before you buy.

Clubside condominiums

Clubside residences appeal if you want quieter buildings within the development and, in some cases, garden or bay views. These units are often two to three bedrooms and place you near amenities while offering more privacy than poolside structures. Recent examples in the market commonly show mid 200s to 400s pricing bands, with variation based on view, building, and parking features. Confirm your unit’s exact HOA allocation and any storage or parking assignments.

Townhomes and larger condos

If you prefer more indoor and outdoor space, look at townhomes or three to four bedroom condos. These layouts work well for families, longer stays, or higher-rent vacation groups. Asking prices in recent listings have ranged from about 500k into the 700k-plus bracket for larger formats. Review any private outdoor areas, covered terraces, and whether your building allows outdoor kitchens or grills.

Na Umi seaside condominiums

Na Umi is positioned as Pacifico’s newer, modern seaside collection with ocean-view orientation and named-architect design. Early releases were promoted with pre-construction pricing starting in the mid 200s, with current pricing and any developer financing changing by phase. If you want fresh construction, ocean views, and the potential upside that comes with newly delivered product, Na Umi is worth a close look. See the developer’s recent launch details in the project release.

Bosque Tropic Village homes

Bosque offers detached single-family homes within a forested valley setting, often with private yards and pools for more space and privacy. These homes are pitched to full-time residents or buyers who want larger interiors and outdoor living. Published examples place pricing in the high six figures to near the 1M mark, with exact numbers driven by lot, design, and finish level. Review landscape standards and any guidelines for adding a guest casita or expanding outdoor areas.

Mira estate lots and custom homes

Mira represents Pacifico’s premium estate home sites with panoramic bay views and a custom-home path. This is the top of the price spectrum inside the community. If you want to design and build a legacy residence, confirm lot setbacks, view corridor protections, and the approvals process. Ask the developer or your attorney for written timelines on handover and any applicable warranties.

What ownership includes and recurring costs

Beach Club vs. NIMBU Boat Club

Ownership at Pacifico includes a premier Beach Club membership for owners, which provides access to oceanfront pools, cabanas, and the restaurant. The community’s Boat Club, NIMBU, operates as a separate service with its own terms, dues, and possible waitlist. Before you close, clarify whether Beach Club access starts automatically at closing, how guest usage works, and what reservations or extra fees apply. You can review amenity details on the official Pacifico amenities page.

What HOA fees usually cover

Community and condominium fees typically fund 24/7 guarded entry, landscape and grounds care, common-area pool and deck maintenance, community lighting, trash service for common areas, and shuttle service to the Beach Club. Staffing for the Beach Club and concierge support may also be part of the structure. Some services, like private lessons, select fitness classes, or boat club outings, are commonly extra. Fees vary by product type and building. Recent listings have shown monthly line items in the several-hundreds range for two-bedroom condos, with one example around 695 USD per month. Always verify the current fee schedule and the annual budget for your specific unit.

Taxes and closing costs in Costa Rica

  • Annual property tax: Budget for the municipal property tax at 0.25 percent of the registered value each year. This is paid to the local municipality and is separate from your HOA dues. See a clear overview of property tax basics in Costa Rica here.
  • Luxury/solidarity tax: Higher-value residences can be subject to a progressive “luxury” tax. Thresholds and rules change over time, so have a local attorney or accountant confirm whether your property qualifies. You can read a concise explanation of the luxury tax framework here.
  • Closing costs: Plan on roughly 3 to 4 percent of the sale price for standard transaction costs. The structure usually includes a transfer tax near 1.5 percent of the registered value, registry and stamp fees, and notary/legal fees under a statutory schedule. A licensed Costa Rica notary-attorney will draft and register the deed. For a practical primer on the foreign buyer process and closing expenses, see this legal overview.

Governance, due diligence, and documents

What to request before you commit

Before you go under contract, ask for the current annual budget, the most recent audited financials if available, and the reserve fund balance. Request the minutes from the last 2 to 4 owner assemblies to identify any planned capital works or special assessments. Clarify short-term rental policies, court and fitness booking rules, and any extra fees tied to amenities. For a buyer-friendly checklist focused on Pacifico HOA and membership items, review our guide on HOA and memberships, fees, perks, and access.

Legal framework and title checks

Condominium regimes in Costa Rica operate under the Law Regulating Condominium Property, which defines owners’ assemblies, an administrator, and a board structure. Ask for the community’s Reglamento (bylaws) and any developer covenants so you understand design rules and usage standards. You or your attorney can request an official registry extract to confirm title, encumbrances, and any annotations; start with the National Registry’s public guidance on certified documents. You can also see how official publications are posted through the Government Printing Office’s legal notices portal.

Pacifico vs. other Guanacaste options

If you want a resort-within-town, Pacifico stands out for its amenity density and convenience. Reserva Conchal typically attracts buyers who put golf and resort hotel access first. Hacienda Pinilla tends to suit those who want large acreage, golf, and surf access in a more secluded estate setting. Las Catalinas is popular with buyers seeking a pedestrian-first beach town and a social, walkable streetscape. Your best choice comes down to a few criteria: preferred lifestyle, proximity to services, terrain and views, club culture, and your budget for fees and ownership costs.

Quick buyer checklist

  • Confirm your exact product type and what the HOA fee covers for your unit. Get the current fee schedule and the latest annual budget in writing.
  • Request the Reglamento, the last 2 to 4 assembly minutes, reserve fund statement, and any notice of planned special assessments.
  • If you plan to rent, ask about permitted platforms, tourism taxes, and whether in-house or third-party managers are allowed.
  • Clarify Beach Club access at closing, guest use rules, and any reservations or extra fees. Ask the NIMBU Boat Club about initiation fees, dues, and waitlists. Review amenity details on the Pacifico amenities page.
  • Verify utilities, including broadband and how wastewater is handled for your building or lot.
  • Get a closing cost estimate from your notary-attorney, and use 3 to 4 percent of the purchase price as a planning range. For a process snapshot, see this legal overview.
  • Have your attorney pull and interpret a certified title extract and encumbrance report. Start with the National Registry’s public guidance.
  • If you are buying pre-construction or during a developer control phase, request written timelines, warranty terms, and registration steps. See Pacifico’s recent project updates in this announcement.

Ready to see how Pacifico fits your life and investment goals? Tap our on-the-ground guidance, curated inventory, and multilingual support. Connect with 2 Costa Rica Papagayo to receive exclusive off-market listings and a private, step-by-step buying plan.

FAQs

What is Pacifico in Playas del Coco?

  • Pacifico is a large, gated, master-planned community in Playas del Coco with condos, townhomes, single-family homes, and estate lots, plus a semi-private Beach Club and robust amenities.

How far is Pacifico from Liberia International Airport?

  • Drive times to LIR are commonly cited around 25 to 40 minutes depending on route and traffic; confirm the route for your specific property. See a representative distance overview.

Is the Beach Club included with ownership in Pacifico?

  • Yes, Pacifico states that homeowner ownership includes a premier Beach Club membership; the NIMBU Boat Club is a separate, optional membership with its own fees. Review details on the amenities page.

What are typical HOA fees for condos in Pacifico?

  • Fees vary by building and unit size. Recent examples for two-bedroom condos have shown several-hundred-dollar monthly fees, with one example near 695 USD. Always verify the current budget and what services are included.

What taxes and closing costs should I expect in Costa Rica?

  • Plan for an annual municipal property tax at 0.25 percent of the registered value and review whether the luxury tax applies. Typical closing costs run about 3 to 4 percent. See explanations for property taxes and closing costs.

Can foreigners buy property in Pacifico and how is title verified?

  • Yes, foreigners can buy property in Costa Rica under the same rules as locals. Your notary-attorney will confirm clean title and encumbrances using certified documents from the National Registry; review the Registry’s public guidance.

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